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How do you go about giving up title of investment property to the bank who owns the loan? |
How do you go about giving up title of investment property to the bank who owns the loan? How do you give up title? Not very easily. No bank wants title to property you purchased and made a promise to pay for in exchange for the money they LOANED you to pay for that property you thought would reap you a profit. What the bank wants is the cash back that they loaned. Well, on second thought, I guess it really is easy--quit making payments. No matter how you back out of your investment property, if it entails you no longer putting out any more of your money, it's going to negatively impact your credit. OBTW, the bank doesn't own the loan--you do. Lesson for everyone looking in: A man (or woman) is only as good as his/her word. You negotiate with the owner of the loan. The loan probably has been sold several times even if the servicer hasn't changed so it may be difficult, close to impossible, to identify the actual owner(s). With current market conditions be prepared for a refusal even if you do find the owner. |
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