More Robust 401K Calculator?

I have been searching the web for calculators that calculate savings/401K or what have you. I have ran into numerous calculators but are very limited. Here is one scenario i am looking to calculate:

I contribute $X bi-weekly (x% of my pay) and my company matches $1 for 1$ upto x% (although I contribute a little more than the match). I also know I average X% growth per month per investment. Also my company pays the match quarterly and not each check. Which our fiscal year is Jan - Dec.

Is there an excel spreadsheet or calculator thats highly versitile and allows me to calculate on the conditions above? I know there are times I want to project a certain investment 6 - 12 months ahead to see if I should invest somewhere else, add more to this investment or leave it alone. I have to manually do it by hand and this gets tedious.

I would just make up an excel spreadsheetthat will do exactly what you want it to do. I don't think you're going to find a calculator to do it.

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