I am 24 years of age. I have been taking 10% of my salary and investing it in my companies 401k. I also have

have maxed my Roth IRA contributions for the past 2 years. Is there any thing else I should be doing? I am currently saving for a down payment for a home but don't want to miss any investment opportunities. Am I doing it right?

You are doing an excellent and amazing job. Most people in your age group don't even have the idea to do what you are doing.

The only thing I would suggest would be to make sure that your investment choices within your company's 401k and your Roth are wise ones for your age and are sound investments in the first place. For example, for your age, high quality stock mutual funds plus some international exposure.

The only other things are:

DON'T TOUCH THAT RETIREMENT MONEY.

Don't run up unsecured debt.

and

BUY THE RIGHT HOUSE IN THE RIGHT MARKET!

The wrong house and/or the wrong housing market can be a terrible source of misery and financial loss.

You're on a good track.

One more point in addition to the fine advice from Ralleia. Do not invest all of your money in company stock. If you have to, then ask when is the earliest time you can sell it. Think of what happened to the people at Enron.

Also, do not use your 401k to buy your house. You will lose all of the time that you could be earning money paying yourself back. Use you Roth for that purpose. I believe you can take the money out of a Roth to buy real estate after 5 years.

You are doing a great job. Keep it up and you will have a great retirement fund.

That's fantastic that you are saving so much. One thing to keep in mind that most people with a 401(k) or IRA don't know (I didn't either when I had one) is that if you have your money going to an account where you can trade stock/sell options, you can make even more money with no risk to losing money by selling call options for every 100 shares of stock that you own. This can decrease your cost basis on the shares so that when the values fluctuate downward you don't have to be in the red. The trick is to sell an option at a price that the stock will not likely reach before the option expires.

Hey, its just a little extra money to add to your portfolio.

Congratulations on starting your retirement investing so early. It will pay big dividends in later life. If you are saving for a house, you don't want to touch that tax-sheltered retirement savings, so you need to start putting money into taxable (non tax-deferred) savings. Money market or mutual funds are probably the best choice buyt use care to pick a "tax efficient" investment vehicle.