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Endowment problems... how much can I get back? |
We were told we might not get the 拢24000 to pay off our mortgage at the end with our endowment, so we want to switch our mortgage to a repayment mortgage instead. We had an endowment mortgage some years ago and where advised that the endowment wouldn't cover the final amount so like you we changed to a straight repayment. However the surrender value of the endowment policy was peanuts, so we kept the endowment going as a separate 'savings' policy. We have now managed to pay off the mortgage and will have a nice sum coming to us in a few years time (although it would have been way way short of covering the mortgage). If you can afford to do both then that would be much better than surrendering the endowment and effectively losing out. sorry to brag but i have never had any problems with my endowment..i wish you all the sucess in the world. the company will advise on this figure.anything else will be guess work. |
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