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Re-finance mess up....?


I've got a duplex which I re-financed last year, the house I live in accidentally got paid for and the duplex has two mortgages on it. I knew I could juggle the two for a while financially, until I sold the duplex however its been over a year and I can't sell it for assessed value, I can't do a short sale because two different mortgage companies have similar investments in it and I can't re-finance my current home because of lack of credit. Now I'm falling behind on taxes, utilities and other obligations. I've called the mortgage companies (AMC/Country Wide) and they say its not their problem, get your payment in!
Any one with similar experience or ideas would be most appreciated.

What state? If you are in California contact me.

I'm having difficulty understanding the problem. Even if the wrong property was paid off, your total monthly cash flow would not have changed so you'd be in exactly the same situation that you presently are.

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