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Can I get just life insurace, in India, from LICI or any other company? |
To cover an educational loan (INR 300000), a bank requires life insurance of student, who is a 20-year old girl, for about 9 or 10 years. Life insurance with cash value don't pay out cash value when you die! Sure you get face amount that is reduced by any loans and missed premiums, but you lose all the cash value! They say its a good way to build savings! How is that so if you lose it all and it doesn't go to anyone when you die? People say you can borrow it. Why do I want to borrow my own money that I paid for? Cash value = scams! SBI life insurence co TATA AIG www.tata-aig.com OFCOURSE YOU CAN AVAIL JUST A PURE LIFE INSUARANCE, NOTHING ELSE. Sahara Life Insuarance , Aviva , LICI and many other offers so. You said your daughters age is 20 years, then the premium is indeed low. LICI BIMA GOLD s an example althogh it is a 16 yrs money back after every 4 yrs policy. Is there any problem with unit linked plans ? well get it you give a small peimiums U can insure urself from number of pvt. players like ICICI PRUDENTIAL,RELIANCE LIFE INSURANCE &many others. If you are serious please write to pnkmurthy@yahoo.com and get the right suggestion and a pure term policy with the lowest premium just to pledge against edu loan from LIC |
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