What shoudl I put 拢3000 into? An investment fund or stocks/shares?

The Investment fund looks like it has pretty good returns. It invests in ecological companies. This also means someone else (fully qualified and very good at what they do) is in charge of my money.

But I also know of some stocks which I am pretty sure would give me good returns. This would mean I am in charge of my money.

Which should I invest in?

eco funds

stick it on Red on the roulette and make yourself 拢6000

If you haven't already got one put it into a cash ISA, as you won't have to pay any income tax on the interest.

split the risk do half of each spend half on stocks and the rest in an investment fund

Stocks and shares. Look for low priced stocks that have expansion possibilities. If you have no experience of this, Start looking at the financial times information. They are not out to catch you.

It's up to you. You could split it in half each (if you wanted). The least risky way would be in a fund.

I sound like a broken record on investments. GOLD,GOLD,GOLD,SILVER,SILVER,GOLD,SILVER... hold on the silver if you have to pay capital gains i forgot ur in UK? GOLD GOLD GOLD or energy!! the debt market will implode!PROMISE you do not want paper promises.

I LIKE the guy with roulette idea, you might as well if your going to put it in fiat denominated assets..

Id leave it to a proffesional fund manager to decide which shares to choose there past record can give some idea of their quality, also there are extra costs dealing in shares yourself not only the buying & selling spreads but the commision of around 拢15 when you buy or sell, in the current market Id advise you play it safe & pick a fund that doesnt just do well when the market rises but preserves it when things dont go so well.....British Empire investment trust is one example

If you do not know anything about stocks and shares, stick to investment funds. Then you can blame the manager or poor performance, rather than your self.