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Is there a lack of information about possible investment options among the middle class Indians?


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Actually there is a lack of information of the correct investment options for us middle class. There are numerous investment options but choosing the right one is the tricky part. The article is right when it says more investment leads to better growth but off late there is a growing trend among IT couples to spend nearly 80 to 85% of their earnings and investing only the remainder. I am still going through the budget speech.

Yes...I completely agree with you.

Yes if there was correct information the people would have benifited

Yes

there are plenty of (easy) books that can be bought about investment options, but in general people don't seem to be willing to get on top of the subject.

most people use options to speculate with a low probability to win.

Absolutely No. There is no dearth of information about various investment options available to the middle class as compared to say 10 years back. then we had to solely rely on the self acclaimed financial advisors.
But now we are able to take well informed financial decisions based on the numerous resources.Obviously the more number of options, the more difficult it gets to choosing the RIGHT dependable, reliable and consistent ones on a long term basis.Today we have financial websites, dedicated TV channels, magazines,newspapers, blogsites.As always there is more room for improvement.
In case one has entered into an inappropriate option we can exit anytime with a load of course,but better to leave than persist with the wrong one.
Finally, Investing is a non-ending learning process and since its our hard earned money thats put pn the line , we might as well spend some quality time for the same on a regular basis.
KEEP EXPLORING all the time. there are hidden precious stones waiting to get into your arms.

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