Kindly suggest a investment opportunity to invest $ 32000 which can earn a return more than 10% atleast..?

Historically, many mutual funds have returned 10% annually over a long period of time. There is every indication the many index funds will also although their track records are not so long as many mutual funds. With 32k you have sufficient captial to invest in a diverse array of investments which will improve your chances of beating 10% although there is no garantee that the future will be similar to the past.

Here is a proposed stategy that should yield you 10% annual return or better over the long term. However, some years you will not see 10%. Some years your return will be negative.

$5000 t-bills
$5000 small cap value index fund IWN for example
$5000 large cap index fund SPY, IVV, or VTI etc
$5000 large cap foreign companies fund EFA
$3000 in India fund IIF or INF
$4000 in China fund CHN or TDF etc
$3000 in Japan index fund EWJ or other fund investing in Japan
$2000 in micro cap fund as IWC or RMT

There are some funds that you can buy that could earn that much, but nothing is 100%. The safer the investment, the less you get in return. If you don't want to lose the principal, go to a reputable investment brokerage firm (like fidelity) or a FDIC insured bank and ask for their advice. Do not invest any with anybody who approaches you here.

Joe Willy Neckbone says, " if there were anyone here with 32,000 bucks to invest they would, they would be somewhere else."

Hi,
1. You could start your own online forex stock/trading.
I could introduce you to Austrian brokerage company that allows to trade from the same account as currency pairs (forex) as commodities, metals and cfd on shares; total 500 instruments available.
If you open account under my referral I would provide you for free with my trading system that I successfully use for several years.

2. You could invest with trader who accepts private investments.
I'm trading for several years.

3. You could open trading account and I could trade with your funds. Usually for managed accounts necessary funds from 100k but we could discuss it.

If you are interesting in any option please contact me by pm or e-mail (press on my name) and I provide you with further details.

Good luck!

Invest in Indian share market. Any of the top 30 company and you will get atleast 10% returns in a year. If you know anything about Indian companies, then you can easily double money in 1 year in Indian Stock Market. In my view, this BULL RUN will continue for 3-4 years more.

There is no such thing like "10% at least". Investment in general is about managing risk and the profit comes as result of such risk management.

Ask yourself "What kind of risk I can accept ?" and then find appropriate investment related to such risk level.

hard to say without more information, but you are not going to get 10% garaunteed, investing in mutual funds you should average 10 to 12 % over time,but you dont day how much time you are going to invest

DO NOT invest with people here that say to just do FOREX or to give them your money to invest, this guy that says he gets 5 to 10 % monthly would be way too risky, dont send random internet people your money, it just wont happen without huge risk, if someone could get you that much interest why would they have to advertise for money online? they would have so much they wouldnt know what to do,
even at 8%/month they say they can turn 1k into 8k in a year, it just isnt going to happen

EDIT: i dont mean this to sound like a rip on that guy here, just it isnt a good idea to do this, plus a beginning investor should NOT be in forex or other things like that

You're best bet would be to learn about money and investing before you go off half-****** and ask for investing advice on a site like this. The higher the pay off means you have more risk. You may lose all or even more than 32K of you stick to this method.

Dear CM,

One of the investment opportunities that you can consider to invest your $32,000 in is Swiss Cash. Swiss Cash is a mutual fund product of asset management company SMF International Limited. The fund is a guaranteed capital fund and a guaranteed returns fund. Your investment capital is guaranteed against any loss and your are guaranteed a return of 20 % a month. The guarantee comes from the asset management company SMF International Limited. Minimum initial investment is US Dollars 100. More information on the fund can be obtained from the following website : -

www.swisscash.biz/myari0554501

Regards,
Ariff Shah
Email : ariff.shah@yahoo.com.my
Yahoo Messenger : ariff.shah