What is a good option for investment?

i am seperated. HAve just sold my home. not sure what is a good form of investment is for my share of the money

Mutual funds are a great way for beginners (and experts too) to invest in stocks and bonds. I use them. You sound like you will have a lot of money to invest. So, you will need to obtain a basic education on mutual funds before you plunge your money into them.

To learn about mutual funds, check out either of these:

- Mutual Funds for Dummies, by Eric Tyson. I highly recommend this book.
- http://www.invest-for-retirement.com has a free downloadable book, by me
- http://www.investopedia.com has some excellent tutorials

If you are looking for a low-cost investment firm, look to www.vanguard.com and www.fidelity.com

Even if you do learn about investing, since the sum of money is so much, you might benefit from a financial advisor. You may have to pay a one-time fee of a few hundred dollars for this service. However, it might pay for itself if the advisor is able to steer you away from making a major mistake.

Choose an advisor that charges you for their time, not one that is affiliated with an investment firm. This way, you can ensure that the advisor has no conflicts of interest. An advisor can help you formulate a plan and can explain the basics to you. They can also make sure you are out of debt and have a 6-month emergency fund set up. Also, do you want to purchse another home? If so, an advisor can show you places to stash that money for a downpayment.

When you invest, you will want to figure out what goals you have for the money and the time frames associated with each goal. Your time frame helps you to determine how much risk to take. The basic way to adjust your risk is to choose an appropriate stock to bond ratio.

Be very careful of the following investments, as they are plagued by unecessary high costs:

- Variable Annuities
- Cash-value life insurance policies (e.g. Variable Life, Whole Life)
- Limited Partnerships
- Mutual funds sold with a Load or 12b-1 fees
- GIC's = Guaranteed Investment Contracts

mutual funds yo!

property.

property is one of the safest, and most profitable, bets out there.

hoku check the stock keeps growing.

Your investment strategy is contingent on several things:
1) risk tolerance
2) age
3) time horizon

Without factoring in at least these three variables it is difficult to provide a rational/intelligent answer.

The ONE thing I will suggest is this--NEVER invest in ANYTHING you do not understand.

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It all depends on what you want to achieve with this money. Are you looking for a short term investment, or are you looking to invest long term for your retirement?

If it's long term for retirement, I recommend an IRS approved Guaranteed Insurance Contract. This investment has a number of benefits:

1) Your money accumulates tax deferred
2) Your principle and gains are guaranteed against loss
3) You have access to your money at any time
4) It gives you an income in retirement which you can never outlive
5) It gives you an income in retirement which is 100% tax-free
6) It allows transfer of your account to your heirs totally tax-free

get your expenses in order first then worry about investing.

I recommend mutual fund.
Other people already said this but I want to add my own specific recommendation since I ran into the same dilema when I began to invest.

For a first timer, I recommend index funds, a type of mutual fund following stock market:
Vanguard 500 Index Fund VFINX
Fidelity Spartan 500 Index FSMKX
...

Once you understand concepts/objectives of index funds, you will be able to expand your investment to other mutual funds and individual stocks.