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My husband and I are interested in investing and establishing a good retirement (we are 26 and 28). We have no clue of where to begin. We are enrolled in the normal retirement plan that jobs automatically enroll you into, but we want to have a larger amount for retirement in about 30-40 years.

Meet with a Primerica representative and they will help you get into a Roth IRA where you have control over your money & teach you the rule of 72 ( how long it will take your money to grow ) and will show you how to roll over your money from your 401k so instead of your employer having control of your funds you now do ! im happy to see young people asking these type of questions

Yes ...invest in gold as gold prices are going to rise internationally.

visit http://www.cash81.com/investingold.html

for more info.

Open a brokerage account at Zecco and email me.

I am a Portfolio Manager with over a decade of experience in the Stock Maket and I will help you for FREE.

Here are a couple of ideas for you.

One is to remember the Savings Bonds (assuming you are in the US). Savings Bonds aren't quite the financial dog they used to be. These are not part of the contribution limits that you have with your 401-k (or 403 for non-profit employers). You might be able to have them payroll deducted and the Legacy Treasury Direct link inside lets you buy the full range of US federal debt, including (and this is important since our economy has an inflationary bias) TIPS--Inflation Protected Treasurys.

Another option for you, is retire somewhere cheaper. You don't have to be millionaires to be ready to retire. Small towns near cities give the benefits, without the prices, of urban life. When getting my economics degree, my professor showed slides of a trip to a Third World country where a conference was held in a very rural area. The first picture was of a pretty little house with a garden in the foreground to a small city on a hill. The richest people in town lived in that nice little house--on social security. Its a broad world.

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