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Tell me your e-bay success story, or that of someone you know. PLEASE read details first..?

i'll tell you what. i've been in ebay for several years . . . under 3 different id's. i have made the most money selling discontinued items that the convenient/grocery stores are g...

403B vs ROTH IRA?

Roth IRA should be better for most people. Especially if they are young. Unless the company or organization is matching your deposits into the 403b. The main reason is that in a Roth IRA, your...

I'm a Seller in a Buyer's market. Is it better to rent out my place or offer a lease option (rent to own)?

Neither is an overly desirable option, but I do understand your need to derive revenue to help pay the mortgage. If you engage a 'rent to own' situation, do be prepared to attract those ...

Housing query?

Verbal agreements are no good. Things change. Now you are stuck. Your siblings should purchase the house from you. Don't allow yourself to be bullied. You will live to regret it.

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2-how should I deal with my Realtor?

Buying anything with an option ARM is something only financial wizards should do. If you don't understand finance, this is not the loan for you. If you can't get a positive cash flow wi...

Institutional investors often use protective puts?

No, not true at all. The cost is prohibitive. Maintaining an inventory of puts can easily cost 10% or more of the MI on an annualized basis. Buying protective puts and its cousin strategy, col...

Is anyone interested in investing in real estate in Morocco?

Prices might be good, but there are other factors to consider when investing abroad, like political situation. Although Morocco is a politically stable country at the moment, like all Muslim countr...

How should I deal with my Realtor?

It is not a good investment. Even if you get creative on the loan to get it to cashflow, properties here are not appreciating at the moment. So don't count on building any equity before you ...

If individual Americans invest in Forest Plantation in Costa Rica why can't USA Government do the same?

The USA government is too interested in politics to allow a simple solution as this to work. I think just the attraction of knowing you contributed to this would be worth the $100. As the first an...

The best (liquid) place to Invest 拢100,000 in the UK today???

Gold seems to be doing pretty well at the moment. Historically, as oil prices have gone up, so has gold. And it seems unlikely that oil prices will go down much. I'm not a financial advisor, ...

OK, so I want to start rehabbing real estate, and have a plan... but how does one finance this?

There are several ways to accomplish what you are asking. If your credit is decent, you can get a "construction loan" provided you got the deal at a low enough price. Typically, you w...

What is the price of 1 bedroom apartments in Bangalore. Preferably Bangalore North?

2 BHK Apartment in North Bangalore close to International Airport not less than 30 lakhs, (if you prefer Direction of entrance door, Vastu compliance, rates will be still higher). Besides you may ...

Is it better to put my rental property into a Trust or an LLC.?

Bingo. You are brilliant in even considering this because a lot of people invest and don't think of the future. I would recommend getting an LLC until you get about two or three properties...

Retirement Investing for a single 42 year old?

Why not do the ROTH??? Gains from the Roth are TAX FREE.... gains from a traditional IRA are TAXED..

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How many IRAs can I have at one time?

No limit on the number of accounts, just deposits. Cashing them out will create taxable income plus, if you are under 59 1/2 a 10% penalty.

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Is a ROTH IRA the best kind of investing for "retirement"?

The Roth IRA, in my opinion, is the best option for retirement. I do not mean to be critcal of stock brokers in general, but there is the possibility of having a bad broker and that can be worse t...

How to get out of a rent to own house lease?

How long do you have left on the lease? What are the contract terms? Do you have to wait 3 years before exercising the option? Or can it be exercised at any time? You do not need to exercise ...

Town home or a house?

Without any more details, its hard to speculate. Just keep in mind that selling a home will cost you about 10% of your equity when you factor in sales commission and closing costs. That's 10K ...

Can I maintain Two 401k plans?

I recommend option C if your new 401k will accept. Yes you will be limited to what your company will let you invest it, but usually for the average joe investor every 401k has more than enough opt...

Rules on withdrawing from 401(k)...?

She would not be required to take systematic payments just yet. The spouse is allowed to treat the money as if it were her own. If she is younger, then she could delay the required minimum dist...

What is my appropriate career?

I worked for a small company, where the owner also managed several trust funds. I worked with lots of people, helping in charitable trusts, plus I handled the accounting for the company itself (r...

Which housing choice would be financially best for our future?

Without knowing what area you are talking about and how much each cost, and myriad other details it is difficult to say. It sounds like you have two GREAT options. If you are doing this solel...

Are stock recommendation service fees tax deductible?

Yes, you can claim this as a miscellaneous itemized deduction, subject to the 2% floor. However, if you are in AMT, this gives you no tax benefit.

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Under what circumstances would a seller contract with a buyer that sets the closing date 4 months later?

Because perhaps it's the buyer that wanted it later. If someone offered the seller the price that he wanted, but couldn't close for a few months. They could have worked something out. ...

Help! Does anyone with money know who I could work with to help manage finances (maybe an accountant?)?

He can't keep to $30K a *month*? Holy cow, how did you guys manage to pay for all those real estate investments if he spends like that? My guess is that he didn't always spend that way....

Mortgage for house rental...?

Your best bet would be to stay in the property for the 3 years. The reasoning behind this is Capital Gains for you (primary residence for at least two yrs and owning for 5 yrs). Also you would...

Is the housing market in NJ on the decline?

I would recommend that you hook up with a licensed professional in your area to assist you in navigating the maze of requirements and to avoid investment pitfalls in the real estate business. I...

How can i restructure my real estate debt without filing for bankruptcy.?

Sounds like your investments went bad. It happens sometimes but that's why its not wise to borrow money to invest. You can call the bank but they will probably tell you to get lost.

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"LIC" v/s "HDFC SLI + Mutual fund"?

HDFC SLI is an Term insurance scheme. There are cheaper Term insurance scheme then HDFC from SBI & LIC. These have lower premium & low denial rate. Your thinking about MF is OK. These ar...

Landlording 101????

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