Is it safe & good to make investments in saving plans of TATA AIG LIFE & BAJAJ ALLIANZ,r they more beneficial?

I suppose someone is insisting you to invest in insurance plans of TATA AIG LIFE & BAJAJ ALLIANZ.

These are insurance plans & have a very high initial charges. You will not able to recover your investment in first 3 years. Go through the brouchere & understand the charges first.

My advice will be to invest in Mutual funds. They are more transparent & has less charges & disinvestment is easy.

Always study before making a investment decision

Both provide market linked products; what I mean is both show profits dependent on the equity market - SENSEX and NIFTY. While the INDIA growth story is good and there is every chance you will gain more than post office or bank deposits, but you need to be equally careful about the quality of your investment. I would advise you to chec your risk profile, tenure of investment and go for a proven mutual fund directly. good ones are - HDFC equity, or Franklin Templeton Blue chip funds. They provide steady capital appreciation of 20-25% over the last 5 years

hey log on to technicalwealth.com... its great

Be aware that no one can answer the question for you. There are few 'safe' investments except government securities. The other word you used, good, is also up to you. Personally, I like mutual funds that have been around for years and are producing the desired results. But, again, it all depends on your circumstances. For example, what is your risk tolerance? What are your financial needs? What is your financial condition? Etc. If you feel that you know what you are doing and have the time and resources, you might open an account with an on line brokerage firm such as TD Ameritrade. If you are not comfortable with going it by yourself, you would do well to find a good brokerage or a financial planner.
Everyone should save, but how is really the question. It is simply a risk vs reward proposition. The higher the risk, the greater the potential reward. But don't put all your 'eggs' in one basket. Some eggs don't hatch and others may be the golden goose.

invest ur money in idian stocks like power grid or ntpc as these can give u better returns and are very safe but patience is needed in equity market.

NO

better buy mutual fund

Tags

　　Investment Trading 　　Investment Strategy 　　Investment Services 　　Investment Portfolio 　　Investment Plan 　　Investment Performance 　　Investment Options 　　Investment Opportunity 　　Investment Manager

Related information

Am an indian with degree in biomedical engineering soon migrating to canada with husband who's got a job there

Since you already have open work permit I recommend you approach several placement agencies located in Alberta before you leave India. I suggest you contact following company over the Internet ...

How was this house purchase profitable??

without knowing specifics, there's no way to know. It doesn't sound profitable but it very well could be. If the income he recieved from his renters was enough to offset the interest ...

How do I save????

Direct deposit 6% of each pay check into a separate account and cut up the withdraw slips/checks or debit cards to that account. you can still access the money in an emergency (during normal bankin...

DRIPs Good? Bad? Where to start?

Personally, I like DRIPS. I started investing in DRIPS over 15 years ago - and there weren't nearly as many companies offering these plans then. I know there are other websites that you can ge...

How to learn about taxes? Video or easy to learn tutorials?

Go to college because most of these courses are very basic and don't go deeper into much else. If you are trying to figure out your own taxes then just get Turbotax. No one uses paper return...

Is there any way to obtain pension fund?

No, the legislation's pretty watertight. You could maybe find someone prepared to lend you money against the lump sum that you'll be entitled take at age 55. Not sure what sort of a de...

Why should I participate in employer-matched 401k with all of the government restrictions on it?

Because the matching is a guanteed one year return on whatever portion they will do matching on. If the matching is 100% matching up to a certain point, you will never be able to do better than th...

What is a fair yearly depreciation amount ?

There are irs rules for depreciation, you must pick one and go with it. You can't depreciate land. You must depreciate the building slower than other things in it, so ideally you purchased ...