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What are the most important financial ratios for an investor, corporation, and as a bank lending money. Thanks


What are the most important financial ratios for an investor, corporation, and as a bank lending money. Thanks

From an investor's perspective:

Valuation: P/E, P/Tangible Book, Price/Sales, EV/EBITDA, EV/NOPLAT
Earnings quality: ROE, ROI, ROA, Net margins, Operating margins, EBITDA margins, effective tax rate, revenue growth
Balance sheet quality: Current ratio, Quick ratio, Debt/Equity Ratio, Receivable Days, Payable Days

From a corporate perspective:
Everything same as above plus...
Market share
Number of customers
Revenue/Customer
SG&A as % of Revenues

From a bank's perspective:
Default risk: Interest coverage (and its many close cousins like Gross Debt/EBITDA, Gross Debt/Free CF)
Asset (collateral) quality: Fair Market Value/Tangible Book

pay back plan.

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