The load options; what you would recommend for your investor. explain please?

Investor Profile:
Mr. Bocknek is 鈥渟hort鈥?on cash; he is married with 3 school-aged children. He has just won the Gary Coleman look-alike contest and has been awarded $500 000! What should he do with his money

Pay off ALL his debts, then cut up ALL his credit cards... then fund a 529 Educational IRA for EACH of his children..... then.... Fund his OWN retirement vehicle ( preferably a ROTH IRA )...then Invest in a no-load stock index fund.....

In that order....

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