What is the best way to invest $15,000 for 1-2 years?

I'm looking for the best yield in a relatively low-risk investment.

I would put the money in a high interest savings account. There are several options available.

ING is offering 4.50% with no fees and no minimum requirements.

You want low risk, go to ING DIRECT for a savings account.

Buy a book: The Successful Investor by Ben Graham and begin educating yourself in investments.

It is a crying shame how the educational system lets us down in this vital field.

Good luck.

Safest way is bonds or cds

ING is very good. I like www.GMACBank.com better. FDIC protection, higher rates (for at least the past 3 years) & free ATM drafts (no ATM Charge!!!) + checks.

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I know a company currently offering 25% annually.

There are several possibilities, depending on your own skills, needs, risk appetite etc. From super-safe (saving accounts etc. - up to about 4.5-5%) to high risk investment (up to 100's %). With the risk higher the earnings will be higher, OR THE LOSSES if you don't have certain guarantees build in. It all depends on your personal situation and what you need the money for later etc. Make yourself a plan or let it be made.

It really depends on your risk tolerance. A low-risk investment to one, may not be a low-risk investment to another.

There are many investment vehicles, strategies, etc that can be utilized to minimize your risk, but your personal risk tolerance must be determined before the money gets dumped on the table.

What do you consider to be a low-risk investment? I think you need to answer that question first, then see if what you think is low-risk....Really is!

Hi,

I have been investing in a company trading forex over 2 years now.
Profits have been staggering in many months. There are only a few weeks of loss. Every month is on profit.

Especially in December and January many forex traders made losses but not this one.

Why and how much do I trust this company even it is working in the area which is difficult? I have even dared to quarantee the capital of an investor on certain terms.

If you are interested to know more then please contact me at mkarsama@gmail.com


Matti K

if you want low risk, then you shouldn't invest in stocks, if you want a 1-2 years term, bonds are out, you should invest in government T-Bills and GIC's they will meet both the low risk and low maturity dates that you're looking for, although with low risk and low maturity dates, dont expect too high of a yield