I have 拢10,000 to invest - What is the best investment for my money with the lowest risk and highest gain?

no forex or high yield investment programs please
or affiliate links masked or diverted via domain names.

Just genuine help is verry much apreciated. plus i may even give you some of the profit in x amount of years

I was lucky enough o be in a similar situation and was worried enough to seek more professional advice.
I would suggest you shop around and find a financial adviser with a good track record. Do not be afraid to ask for references and check up with their clients. If they are good and honest, they will not mind in the slightest.
Mine worked out great. Like you, I wanted something very safe and for me long term, so that i am ready for retirement.
Good luck.

It's a number of years.
Lowest risk and highest gain. Isn't that music to your ears?
Thought about making a positive contribution with your wealth?

You can mail it to me -- I'm a good investment -- LOL

I already invested money into silver and so far i earned 2K, my stocks almost doubled in about a year. I almost GUARANTEE you silver will skyrocket in the near future. I am trying to pt in as much money as possible into silver right now. If i were you i would do some research about silver because right now silver has the biggest potential.
Another thing is that you must have the silver physically instead of buying it from some company to minimize the chance of fraud

The lowest risk is one that will preserve your principle. That will greatly reduce the amount of investing you can do. There are certificates of deposit at the bank that can bring 4-5% depending on how much money you have and how long you want to tie your money up.

I don't want your profit. I would rather you take your money and put into a savings account. You then go to the bookstore or library and find books on personal finance and read up on them. Then maybe check out some books on investing. Then invest your money. The most powerful investment tool you have is located inside your cranium. Start to fill your mind with the information about money and then make decisions.

Also, don't advertise on a public, faceless site, that you have 拢10,000. You are just asking for rats to come in and steal it from you.

Think about Premium Bonds. Your capital is not at risk and fairly quickly accessible. Your return is a gamble. I invested just over 拢10k in June and got 拢100 in July, nothing for August.

give it to me

BUY SHARES IN BRITISH AIRWAYS, AND THE HALIFAX BANK.

you are guaranteed to come out with more money than you had at the begining.

Bonds of any sort will give you the highest "guaranteed gain" with the least risk. Stocks can lose all their value in a matter of moments, CDs and treasury instruments are low gain because of significantly reduced risk. Depending on the time frame you are looking at investing for, bonds are good for short periods 5-10 years, while stocks (a diversified portfolio, I prefer one that tracks an index like S&P or FTSE) will usually pay off better in longer runs. Many retirements plans also allow for extra deposits if you are below your annual maximum deposit and they will typically do pretty good as well as have tax implications if that matters to you.

Historically, the stock market comes out on top over the long term, although there are certain to be ups and downs along the way. Unit Trusts/ Investment Trusts are less risky than individual shares, as your investment is spread amongst a number of companies shares, selected by experienced analysts. Putting all in at one time could be risky, if there was a sudden fall soon afterwards. The web link below has a lot of info.

The best way will be to invest your money in a money lending business wherein you will be the one who will approved who to lend it, most importantly lend it to people you know having a good character and people who cares more about his reputation than money.

10k would get you started in your own retail business selling my products.check out www.equisportz.com ,you will turn your 10k into 15k ,then your 15k into 20k and so on.have a look and get back to me.this is genuine ,needs some work but is a huge market.

Low risks high returns. Legitimate business... Definitely no forex or high yield programs... Email me for more details... francescovicente@gmail.com

Is it really free to invest? By that I mean are you completely debt free and not about to go off and buy a house in the next three years? If you have debts, pay them off. If you are about to buy a house - keep the money on deposit.

Next...risk. "lowest risk and highest gain" is too subjective. Some banks and building societies offer great interest rates of up to 8% pa in a 6 month notice account. That is a pretty good return for low risk.

You cant get a high return without some risk in one shape or another.

So you need to plan how long you can afford to leave the money tied up. Any less than 5 years AND you need capital security - you should probably stay in cash.

More than that AND you are prepared for the possibility of losing some capital then consider a fund - either an Investment Trust for a Unit Trust/OEIC.

Do not be tempted to buy individual shares - unless you want to gamble.

Finally...if a product seems too good to be true...it is!

Good luck :)