If I buy no-load funds from Schwab online for my Roth IRA, do I have to pay anything on the back end?

I'm thinking of dumping my Edward Jones broker and going with a Schwab online no-load fund. I'd prefer to do the research myself and I think the amount of time my broker has ever spent on me is very minimal. Is it tough to transfer the money from my Roth IRA (managed by Ed Jones) to Schwab? Any other words of advice would be helpful.

Most online brokers make it very easy to transfer funds.

Gather your Edward Jones papers together, call Schwab, and ask for an IRA rep. It's pretty simple. If you have specific funds in mind, ask your questions then.

Ignore the answer about the 'maturity date' of your IRA. Unless you have a CD in your IRA (not a good investment), there's no penalty for direct transfers between funds.

First you want to find out the maturity date on the Roth IRA. If u dump Edward Jones before the maturity date, u will lose a significant amount of money from your IRA (early withdraw penalties).

I would suggest waiting until your Roth IRA matures then roll it over to Schwab. This way u should be able to keep the full amount in the Roth IRA.

I would think this out carefully, I have been with Jones for quite a while and am quite pleased, they may not win the quick race with there investment strategies,(Conservative) But they win the race long term, during the last recession 01-02 I lost 1 percent when the market was down 40, Schwab will not hold your hand in bad times.
No load funds Usually have a higher yearly expense and over time can eat away at your profits.
You will not get the service from Schwab as you should be getting from your Jones Advisor.
If you want to handle your retirement dollars alone you can transfer your account to most any broker with ease.
Check transfer fees, and see if you have to liquidate your investments to move you may be stung with more fees to reinvest.
Good Luck