Dave Ramsey readers: I have Total Money Makeover, is Financial Peace, Revisited different enough to purchase?

I am not in any debt, I am using the books to budget and to learn about cash. I work at a hospital and have a TSA through the Hospital, but my contributions are not matched. I also have a Rollover IRA. There are no ELP's (Endorsed Local Providers in my area). There is one 2 hours away. I need to learn more about mutual funds and if I can have an ELP manage my TSA & Rollover for me or If I can do it myself. I am just very confused on how to move them and then how to manage them or have them managed. I really just want to pick something with a long history of good returns and put it away and forget about it.

1) Is the Financial Peace worth buying, in my situation, if I already have the money makeover?

2) Is the ELP worth driving two hours for? Can a long distance relationship like that work?

3)IF no to number 2, How can I learn what I need to know about TSAs & Rollovers and how to manage the funds on my own by picking long term good performers?

Thanks, in advance!

I have read both books. For your situation, no don't purchase the FPU revisited.

I think an ELP 2 hours away will be worth it. I have a financial adviser about that far and we have sat down a couple times but after that we do it via phone or e-mail. I don't suggest you do this by yourself, get the ELP and have him/her help you.

You might check for local community educational classes on financial management. The cost is usually minimal and you can get some excellent information.

Personally, I wouldn't fork out the money for the second Ramsey book. I don't think it will give you what you're looking for.

Dave said on his radio show that Financial Peace Revisited is the basic principle and Total Money Makeover is the How-To version. I would not buy the Financial Peace.