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IRA's and STOCK purchases? |
I have a 401K i am looking to rollover after i leave a job does anyone have a recommendation of a safe and profitable investment to try and get a decent return on my money its $9000+? Log on to Fidelity... they will handle about 95% of the work in " rolling over"...I would suggest rolling into a slf- directed ROTH IRA... My advice is to find an objective financial advisor. Beyond that, I would rollover that money into a self-directed IRA CD or money market - the stock market is on a high note right now, and it may be better to wait a little while before you invest. I would set up a rollover IRA with a mutual fund firm such as Vanguard, T. Rowe Price, etc. You can then pick the specific funds to invest in (from conservative to aggressive) and change them as you wish. If you want to invest directly in stocks or ETFs, you can set up the IRA with a brokerage house. Remember that directly holding stocks is riskier and less diversified than good quality mutual funds. |
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