Localfund.com - All about Fund and Investment
*Home>>>Money Investment

WHat is a good investment without risK?


To get more money

Consider the Vanguard Prime Money Market Fund with a current compound yield of ~5% APR.
https://flagship.vanguard.com/VGApp/hnw/...
If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/...
Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run. (Vanguard money markets are not FDIC insured, however.)

Article on teaser rates:
http://www.marketwatch.com/news/story/ba...

ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. Bankrate.com provides links to CD's with high interest rates. You can check these at the following links:
http://home.ingdirect.com/
http://www.us.hsbc.com/1/2/3/personal/sa...
http://www.bankrate.com/

(If you are investing for a long period of time and are willing to accept some risk, you should consider putting some money into no-load low-expense mutual funds. These are not guaranteed, but over the long run produce much higher returns.)

I know this isnt the answer you are looking for but if we knew good investments without risk we would be rich!

Certificate of Deposits (CD's) @ %5.

Investing in a Fund. Its less risky than stocks.

All 'investments' have some level of risk. It just depends on how much risk you are willing to accept and feel comfortable with. Look for investments that guarantee a certain rate of return.

Right now, some CDs (Certificates of deposit) at banks, savings & loans, and credit unions are returning 5+%. If you don't want to tie your money up too long - the institution has to have it long enough to make a profit on it - then, a CD might be a good place to park some money.

General rule of thumb: the longer you allow an institution to use your money, the greater the guaranteed return.

Those investments that do not guarantee a return are only for those that are willing to risk the possibility that they may lose principal - the amount of money that they invested in the first place. Higher returns than guaranteed investments are possible, but the risk of loss is higher, too.

Remember that virtually all investments are subject to either capital gains tax or income tax. The after-tax (net) return is the one to calculate. Tax-deferred investments don't get taxed until you take the money out. Early withdrawals could result in serious fees or penalties as well as taxes.

CD

Low risk = low rewards.
Invest in yourself.
Find something you're interested in and take an investment course. There is ALWAYS money to be made in Real Estate.
You must learn how to buy right.

Good luck.

A fire proof box or safe deposit box will do.

Seriously, every investment involves risk. Yes, even CD/Savings/Money Market investments involve risk. The risk with them is the loss of value risk due to lack of a solid return. Inflation tends to eat up all or most gains in "secure" investment vehicles. If you are totally against or just can't invest in a vehicle with the potential for any loss whatsoever, why not invest in yourself instead? Can you think of anyone else that will help to insure your success that is better qualified than you? Maybe take a course or two on investing and learn more about your choices. Get a subscription to magazines on investing. Further your education by maybe attending a community class on investing etc.

At any rate, I hope that some of this info has helped and wish you luck!

Wes
Norsew Investments, LLC
Rochester, MN
Helping People Invest In Themselves
http://www.replacemypay.com

If you want to invest for a return, first, you have to believe that all investment has risk attached to it otherwise one day you will be devastedly disappointed. The only way to mitigate the risk is to spread the risks by diversification.

There is no such thing.

to get excellent answers join the group in yahoo "richestyoungsouls".Bye meet you there.

Tags
  Online Business   Offshore Investment   Mutual Fund   Money Market Funds   Money Investment   Managed Fund   Make Money   Low Risk Investment   Long Term Investment
Related information
  • Whats the differrence between a stock broker and a investment analyst?

    Stock Brokers sell stock sometimes based on their own research, sometimes based on others. Investment analysts technically just look at the stock market, analyze it and give advice...

    ...
  • Double my money?

    You have 拢500 to mess around with and want to double it by Xmas, must be a safe investment.....yet you have offered people 拢50 to choose your answer as best !!!! Now I could, like others, advertis...

  • A lot of money?

    Invest it as cash in a high interest account. Bear in mind that 拢35,000 is the maximum amount that you are covered for if any investment/bank should crash. Therefore, you might like to consider sp...

  • What's the best, first investment property?

    The prior answers to your question are admirable and quite informative, but, they do no take into consideration what may be, or should be your main goal, making a profit on these investments. Inves...

  • What is the most lucrative investment is available in the market?

    Actually, the answer is yes. It just depends on what you bring to the table. A popular example is someone who is a syndicator of transactions. They typically JV (joint venture) with a money pa...

  • What is Small scale industries investment categories?

    I am not exactly certain the intent of the question. But in general very small companies in terms of market capitalization are referred to as micro caps. Generally speaking their market capitaliz...

  • What will be the best investment while in college?

    My friends and I bought a small house when we were sophomores. We paid less than rent, and now it's paid for. The money that we make from renters now goes into an account that we all split w...

  • Can I carry over an investment loss from previous years if I never claimed it as a deduction that year?

    If you have a carryover loss and don't have cap gains income the next year to deduct it from, you still have to reduce the carryover by $3000 each year - if there's anything left, then ye...

  •  

    Categories--Copyright/IP Policy--Contact Webmaster