What are some ways to get cash for my investment?

besides hard money lenders where can i get money? Not traditional loans they aren't being so lenient anymore. What can i do?

On the same note- how can I buy tax liens???? what states allow this andwhat's the avg cost of a tax lien? Pro's and cons on the subject

This will probably not be the answer you want to hear - but your question seems to indicate limited resources and difficulty getting approved for a loan. If you don't have assets that can be used as collateral for a loan, don't borrow money. Likewise, if you don't have the credit history to be approved for a loan, or a good enough source of income, then you shouldn't be borrowing money.

Get a job (or keep your current one) & focus on building up savings, a credit history, and assets - and only consider getting a loan when you absolutely need one (e.g. to buy a house or car).

Trying for easy money or being too loose with debt accumulation only lands people in trouble - and often bankruptcy.

As for tax liens (or any other type of investing) - if you have to borrow money to do it, you are most likely going to lose money in the end. This is because most loans will charge you an interest rate higher than the rate you can reasonably expect to earn on your investment. So don't borrow to invest, build up savings instead and then invest.

I lend money on prosper.com. You could go there to get money from a community of people. It's free to sign up and people bid down on the interest rates.

Now how do you buy tax liens? First, let's realize something, typing up about how to earn money with tax liens requires a book rather than a short answer form. But I'll try to shine the path for you so you know how to get your answers.

1. Tax liens are created when property taxes are not paid.

2. The best states are Illinois, Florida, Arizona, Indiana, etc. They are usually 16% return and above (if you can get the bid).

3. Some counties are putting their tax lien sales online so you don't have to go to a physical location.

4. There are traps in tax liens. You could end up owning a piece of dirt in some cases that's worthless because it's on a toxic dump. Or it could be a swamp land that NO ONE will pay for so you'll never get your money back. Or you will get bankrupt owners or an IRS lien and never get your money back.

5. Or you could get a lot of money much more than stock markets can offer.

6. The easiest way to learn about tax liens is through a video course or through a book. My favorite book on the subject is:

Complete Guide to Real Estate Tax Liens and Foreclosure
Deeds: Learn in 7 Days [ISBN 0978834682] by Don Sausa

There's also web sites available for tax lien research:

http://www.InvestingWithoutLosing.com