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Should I buy this investment or not? |
well, my thing is I really want this item and it's not that expensive so should I buy? But the catch is, is that my mom will be down my back if I do. It's my money and my decision. Oh yeah I'm 20 by the way.........lol If your mom is still helping to support you and/or providing a place for you to live, then you should make sure you really want it before upsetting her about spending money which you only have due to her support. But if you don't rely on your mom at all financially, then do as you please, it is your money and you are an adult. Without any real details, it is impossible to say. Your Mom probably knows best hon, you know that... Do you really need this? If it's just something that you'll get bored with I'd say forget it. Why don't you ask your Mom her opinion before you buy the item? That way, you can find out why she opposes your purchase. One thing you can do is write a list with the pros and cons. Take the list to her, and discuss it in a calm way. She will see that you are weighing your decision in a rational way. If you decide to purchase the item, wait for it to go on sale. Show some self-discipline. Sometimes, the impulse goes away if you can resist the temptation to spend your $. Just because it is your money, doesn't mean you shouldn't mull it over. What's the rush, anyway? Is this something that won't be available in a month from now, six months from now, etc...? |
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You'll get the best interest rate if you put it into a ING online account. Online banks pay much higher interest; you just want to be sure you have a reputable one. ...This market is going to pick up eventually. Either hold on to it and pray or possibly do a short sale with the bank. ...My boyfriend works in the industry. Always check that the company is FSA regulated (this is in the UK). If it is not , stay clear of them !The reason why they want your money is because they charg... Several people here have some good information so let me just add a couple of things. Paying some part of closing costs or loan fees for a buyer is not unusual and often part of the negotiation. S... 3 decades is a LONG time. The long term trend for real estate since darn near the beginning of man has been up. There have been intermitant disruptions in the trend. After the plague hit Europe,... Only a fool would be interested in your offer. Paying $300K to get $20K plus 1/2 profit of future appreciation on a house in a down market you claimed worth $900K with $650K loan. ...Thats more of an finanical advisor, which I think you need a licence for. If everyone agrees to buy a stock, and your the one who just handles the account and does all the trades, thats fine. ...the penalty to close it out early will most likely be smaller than the amount JG will settle it for. Besides, I dont think they do those type of investment annuities. I think they only do structure... |
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