Should i risk all my money in stocks? this is the situation...?

is that my best investment. for a person in there mid 20's. i need 700000 for the house i want to buy and i only have 200000. are investing in stocks my best option to achieve the amount of money i need? should i risk all of my 200000 grand. go big or go to you box on the street??

no, no, no...now is not the time! =/

I'd say invest only part of it. 200000 is a considerable amount of money to risk. I'd start small with perhaps 1000, play the market and see how you do (call it a trial period). If things go well add more to it, but not all at once. If you've not played the market before you could loose all your money. Better to lose only 1000 of that 200K then all of it.

That is insane. Whay would you try to buy a $700K house for cash? You save enough to put 20% down and get a mortgage. You get the benefit of the mortgage interest tax deduction thereafter.

Risk is everywhere. You inhale carbondioxide and other gases with oxygen when breath. To sustain your life you have to take that risk.
Considering your age you can take some risk. It depends on time horizon - such as when you want to buy the house.? etc.
In the long term ( say 5 years) you may get good returns from the market.
If you are new to stocks and shares consider investing the amount in some good Mutual Funds. That is the simplest way of entering the stock market. Have a look at the past performance of the fund and its investment strategy. I am sure you may be able to achieve your goal in another 5 years with the corpus you are having.
I know the answer is short.
Come back if you have more queries.
Good luck!!

Do NOT play the market with money you intend for a home purchase. You said the "R" word yourself - RISK. Don't ever invest more money than you're willing to lose.

Your $200,000 is already well past the 20% down payment required to purchase the $700,000 home. So you're already avoiding having to pay PMI. With that said, if you can't afford the payments after that down payment, you're better off either buying a smaller/less expensive home, or invest your money in a "safer" Bond, Bond Fund, T-Bill, CD or Money Market Account.

With anything other than the Money Market, you'll be "locked in" with your money for a given time frame (often 6 months to 12 months). If this is a problem, Money Markets pay a decent amount of interest, and still offer liquidity to access your funds, if you need to.

Again, do NOT play stocks with your money.

Seek advice from a licensed financial advisor - it's worth the few hundred dollars you'll pay, especially with the amount of cash you're talking about.

One other OPTION: puchase a duplex; live in one side and rent out the other. This is a good solution, especially, if you're single. You get an investment property, you get returns on your investment each month, you get to declare depreciation each year for taxes, and if you live in 1/2, you keep an eye on your tenants, helping to avert damage or other problems.

But it's always smart to seek the help of a licensed financial advisor. (No, I am not one.)

Good question! Be careful - don't blow your money!

You have not mentioned one critical point for how much time are you ready to be invested in the market.
The Stock markets would not give you 100 % - 200 % in a year you have to be invested for atleast 3 years.The higher the better.
Always have a diversified portfolio. Never invest you entire money in stocks or in one particular script.

If you need real good advise to earn 25% on your money over a one year period, and beyond.
Please contact me at humm1942@aol.com
In the Subject Line put I am ready to Invest.

Kurt Hummel
http://hotshorturl.com/ok40