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My brothers are getting their trust of 65,000 dollars each what would be good investments for their money?


My brothers are getting their trust of 65,000 dollars each what would be good investments for their money?

1. Pay off any debt.
2. Make sure that any money you need for college and foreseeable expenses are covered.

Only invest what you do not need.

Think about what it is that you want. What are your goals for this money?

Do you know anything about investing, mutual funds or the stock market?

Diversify. Do not put all your eggs in one basket. Split your money between the following types of investment:

Low Risk - High Interest Bank A/c (4% - 6% p.a.)
Medium Risk - Mutual Fund / Index Fund (8% - 12%)
High Risk - Individual Stocks / Strategies (20%+)


Investing tends to only get exciting when you make money quickly or you see the end result of a good investment over a fairly long period of time 15 - 20 years or longer.

The more risk we are prepared to take, the more we can expect to make. That is why the stock market will generally return more than a savings account.

To be successful you will need patience, discipline, and wisdom. But most importantly you need a plan and you need to define your goals.

It may prove expensive to acquire that much needed wisdom on your own. Learn by other peoples mistakes. Learn from other peoples successes. Read some books. Visit your local book store and find a book that you like and feel comfortable with.

Some of the titles I have on my bookshelf include:
One Up on Wall Street by Peter Lynch
How to make money in Stocks by William J. O鈥橬eil (Founder of Investor鈥檚 Business Daily)
The Millionaire Next Door by Thomas J Stanley and William D Danco

Check out web sites like fool.com and yahoo finance.
Investigate trading strategies with a proven track record over 3, 5, 10, and 15 years.

Pick something that you understand, find easy to use and will help you realise your goals. Pick a strategy where you can take responsibility for your investments and be in full control of your capital.

Systems like the Stocks Monthly system are definitely worth investigating once you are up to speed with the nuts and bolts of investing.

property in a developing area
property is the best investment and some in mutual funds and stocks

The best and safest investments are Bank CDs, or stocks in everyday stuff that everyone uses like toilet paper, or aluminum foil, etc. Also, Real Estate is always a good investment.

long tem CD's
Roth IRA's
t bills


talk with a financial advisor

It depends on their goals/preferences:

They can do a good payment at the university, and get a loan for the rest. When graduated the monthly payments will be pretty low.

They can open a small business,

They can invest in Treasury bonds, or mutual funds.

They can just spend it, the worst choice, yet -unfortunately- the more common.

Purchase a cash value life insurance then borrow money out to invest in something else like real estate or whatever they are comfortable with.

I'd recommend the stock market.

The easiest way is to buy exchange traded funds that track the broad market--easier and a lot safer than picking individual stocks.

Try: IVV the iShares S&P 500 index fund. Stick cash into it and you own 500 different stocks.

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