What is the best investment or ways to keep my money liquid?

Sell futures/options. Go to optionsellers.com
It will change your whole perspective on investing. You must be patient with it and smart but you can make a lot of money.

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The problem is, the best investments are not very liquid. The more liquid it is, the less return you'll see on interest. Also keep in mind that investments promising huge returns in short time periods aer very risky and are not insured, so you could end up losing your monet that you put in. Your best bet is a traditional money market at a local bank. Some banks also offer liquid CDs in addition to traditional CDs. These are offering rates around 5% right now. If you prefer liquidity, just get a regular personal savings account.

Of course a savings account ( Be aware of online banking hassles and problems they have caused people in the past & stay away from capital one, they are awful !!!!) will be your most accessible account but the interest rates are a joke. If you don't mind the rates then stick to that. Keep mind that cost of living changes, such as; if the cost of living is around 3.5% and your savings account only makes 2%, you are actually achieving nothing when you talk of investment terms. You have to decide is that is worth it to you or is something more risky and time consuming better.?

A short term CD would be your next option with rates being higher but then you cannot get to it immediately if needed TODAY without paying a penalty of some sort.

Mutual funds are liquid but within a weeks time frame. You have to contact your advisor regarding the fund then they need to write you a check and send it to you. Blah blah blah...It all takes time.

The stock market is liquid as well but with that weeks time frame as well. You have to contact the broker so they can sell what you desire and then write the check and send it to. Of course electronic deposit goes faster but you know that will cost you!

Good Luck with your investments !!

The best place is the stock market. The first thing to do when investing is to study what the best traders are buying and selling. Then use this knowledge to gain bigger returns on your investments. This is the idea behind the site http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing ideas.

Here are this month's best traders:

http://www.top10traders.com/Top10Standin...

Good luck!

the 'best' investment will vary greatly from one person to another. it depends largely on your age, your financial objective, and your risk tolerance. for most people, mutual funds are the best place to invest, but there are literally thousand to choose from. in general i would suggest that you avoid funds that have a load-that is a fee- up front. if you invest 1000 you want it all invested, and not, say 950, due to up front charges. vanguard offers many excellent no load funds. over a long period of time the stock market should grow at 10 to 12 percent. realize too that there are periods when the market does drop. in general, the greater the risk, the greater the reward and vice versa.