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What does it mean when "Federal Reserve cut the federal funds and discount rates by a half-point each"? |
What exactly does it mean to consumers who have mortage loans, personal loans (credit cards, car loans, etc...), and savings accounts (money market accounts, CD's, etc...)? They cut most of the rates they charge the banks, and that should eventually pass on some savings to consumers who borrow. But it will also lower the interest we get for savings accounts interest in the long run. |
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