I have 5,000 Dollars. What is the best way for my money to make money with little risk?

I am looking for more than 5 percent a year. Would a mutual fund work or just play it safe and put it in a money market account

Cd run a less than 5 percent

Yes you can make way, way more with your money, perfectly safe, with minimal to no risk. How do you think wealthy people get wealthier and wealthier all the time? By risking their capital? Hardly.

But if someone tells you how much more can be made and how much ordinary people in the know make you would not believe it anyways for it is very probable, you just like the majority of people, were conditioned to believe in saving accounts, 401, Social Security, Mutual Funds, etc. That advice is given by banksters (banker+gangster = bankster) and insurance companies so they can use your money to make more money.

Mass media, which are also owned by corporations and groups spread this misinformation so masses will believe it. Good example being CNN (an acronym for Conditioning Network for Nitwits) plus many, many others.

Or do you really think if all these schemes promoted by banksters really worked, we would be looking at 2 million foreclosures and many more million to come?

Think about it.

And do not forget another important fact --- after you make your 5% how much will taxman take away from you? Then inflation? It does not look to good, does it. You see it is not only about HOW to make money it is also about HOW to keep what you make.

Learn about money from those who know, not mass media or your "friendly" bankster or insurance agent. All the best to you.

can i borrow it

Have you thought about putting into a certificate of deposit account? Check it out at your local bank or ask your financial adviser about it.

Your CD is your safest way to make money, but interest rates only range from 2 to 4% that I know of. Mutural funds would probably get you more money but the stock market goes up and down.

Can you get more than 5% with a CD (certificate of deposit)? That investment would be really safe. Near zero chance of your principal going down. You will actually be loosing money if inflation is more than 5%/year. On the other hand, you could try picking a stock which has a probability of its price going up. There is always the risk that it's value might go down and you would be loosing principal. Good Luck. Having luck is executing with a prepared mind.

Hi,

What is your timeline?

If you're looking for a short term investment, then you must go with a money market fund.

However, if you're looking to invest for your life, then now is a great time to get yields of higher than 5% -- at little risk.

Real estate investment trusts market prices are beaten now right now, so they can yield over 5%.

To me, there's little risk that well-run REITs will go out of business, because they're a basic businesses -- apartments, strip malls, shopping centers, etc.

In the future, their dividends will continue to rise.

There is certainly a risk that the market price of any REIT you buy today will go down in the future. My point is -- it doesn't matter unless you are foolish enough to sell any that lower price.

If you buy a good REIT (really, you should diversify, but that's hard to do on $5000), it'll keep paying you ever-increasing dividends . . . for the rest of your life.

And you'd be foolish to sell, because those dividends checks include income that's tax-free UNTIL you sell the REIT!

(The explanation for this is boring and technical, involving depreciation and tax rules, but it's true.)

You could also buy big brand name stocks that pay dividends, but you may not get a 5% yield (YET! - they will continue to grow through the years). You may find some utilities yielding 5%. You can certainly find master limited partnerships that yield even more than REITs, but I don't want to recommend a portfolio of only an MLP or two.

But when you have more money to invest, you should diversify into all these, and more.

Hello,

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I had a good amount of money, and wanted it to grow.
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Hope this has helped you!