Can I "rollover" an appreciated non-IRA mutual fund into a IRA without paying Cap Gains?

The reason you cannot do that is because IRA contributions must be cash when they are going from non-qualified to qualified funds. Therefore, you have to sell out of the fund, and contribute cash.

No. But you are not taxed on mutual fund capital gains like you are on stock sales. Capital gains realized within a mutual fund are distributed to shareholders on an annual basis.

NO NO

Nope. An IRA is tax-favored, in that income taxes on the principal and the gain are tax-deferred. Any "rollover" must come from similar funds, and a non-IRA mutual fund does not qualify.

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