Can u plz explain me what is mutual fund?

A mutual fund is an investment portfolio made up of financial instruments, cash, etc. It is usually managed by a person, company and might be part of a "family of funds." A mutual fund might be made up of common stock, bonds, T-bills, or a mixture of all of the above, plus usually a little cash.

You can buy shares of a mutual fund from the fund itself or through a broker. For each share you will pay a per/share price, which give you one share of the fund, which contains a fraction of shares of the investment instrument that comprise the fund.

The advantage to mutual funds is that they are a means of automatic diversification, being a safer bet than putting the same amount of money on one stock or in one bond. They generally are less profitable than putting the same money on a great stock, however are more safe than betting your money on a horrible stock, because the fund is made up of so many components...if one fails, the value of the fund falls, but it doesn't take the whole fund down.

Another advantage is that you can pick afund that is right for your point in your life. For example, you can pick an "aggressive fund" that is, comprised of common stock, if you are young and not risk adverse. You can then later sell it and put the money in a more stable fund made up of a mix of stocks and bonds. When you are retired, you can put the money in an "income fund" that is almost completely safe and made up of interest producing investments.

The money you invest gets spread out amongst lots and lots of stocks, so you have less of a chance to lose everything, but also less of a chance to make lots of money quickly.

type of investment in which many individual investors give funds to a brokerage house which invests and manages the money (Finance)

a mutual fund is where a bunch of experienced investors invest your money for you. They diversify a lot so that you recieve a fairly regular dividend. It's less risky then stocks because of said diversification

i prefer invest money in my own projects i dont believe in m fund or stocks or bonds