In current scenario which Mutual Fund (diversified) is most attractive and stable for 1 to 5 years.?

Salaried person. Wants 15% to 30% returns.

The best way to do anything yourself is to learn something about it first. You'd be surprised at the thousands of books available on this one subject at your local library.

But most people spend more time deciding the color of their new car, than they do on a mutual fund advisor, for example.

Are you really wanting to do this yourself, or are you asking about someone who is an expert who can do it for you?

If you invest in the stock market right now, or just buy into all the ETF's you can afford, it's a crap shoot, like rolling the dice, and the odds are probably not in your favor, whether you have an expert fund manager or not, because mutual funds are always "in" the market.

They say "Buy and Hold" for the long term is better, but that depends on when you get in, and what your definiton of "long term" is.

The Dow is now approaching all-time highs last seen in Jan 2000, so if your long-term definition is more than seven years, then you won't mind waiting another seven years for a profit.

In my opinion, the name of the game is capital preservation. When the risks are high, like right now, you get out of the stock and bond markets and park your cash in a interest bearing money market fund or CD or Treasury Bill.

This is simply not a good entry point for investors. Be patient, wait a few months, and you'll be able to buy much more stock a lot cheaper, the risks will be lower (even though they will seem higher), and your chance of success greater.

Eventually, when it is time to get back in the stock market, you can diversify by buying ETF's (Exchange Traded Funds) on the major market indexes, like the Dow or S&P or Nasdaq. A mutual fund is always "in" the market, exposing you to high risk situations like right now. With just a little knowledge, you can do better, and your costs will be less.

If you wish to research the 鈥淏uy and Hold Strategy鈥?further, or perhaps trade yourself, I recommend two book titles. One is called "Which Is Better, Buy-and-Hold or Market Timing?" The other is "Do You Have What It Takes to Be a Market Timer?" They will give you plenty to think about.

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If you're talking annual returns, 15% to 30% is swinging for the fences, and nobody, not even Warren Buffett, makes 30% year after year. Trying to make over 15% a year consistently with low risk is like looking for a car that will go from 0-60 in 4 seconds and get great gas mileage. Decide whether you want low risk or if you're really willing to take on high risk in return for the chance to make a big return, and then ask for recommendations.

is more attractive and stable to long time.Five years is a good period