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I invest in mutual fund, putting in around 200bucks every month.?


i feel like putting in more occasionally if i have extras, maybe 500bucks every 3 to 6 months or so. will it help in making me earn more? if yes how much in terms of percentage?

Yes it will increase the amount of capital that you have in the fund. The earnings are based on that. As far as the percentage, that is entirely up to the specific fund/funds that you are investing in. Also if the funds go down in value, you loose. If the funds go up, you gain. The old disclaimer of past performance is no guarantee of the future still holds true.

This is my help from Washington, D.C. United States of America.

It depends on how long you leave it in, what the yeild on the fund is, and how you have structured the fund.

The best bet, if this is your only monthly investment, is to put the fund into an IRA. There are two different kinds, one that you pay taxes on up front and NOT when you withdraw (which I highly reccomend for a young person) and one that you pay taxes on when you withdraw the money.

http://beginnersinvest.about.com/cs/iras...

This is a great way to earn BIG money in the long run, and keep your money safe. It's important to have a nice, low-risk, long-term investment plan set up before you start investing in shorter term, higher return funds. Don't forget, the most powerful tool that an investor has is time.

You did not mention which mutual fund. Now might be a good time to jack up the contribution because most mutual funds are down significantly from what they were a few months ago. If there were a time to consider contributing more it is when they are selling for less. Without knowing more about which fund you are investing in, more advice would be inappropriate.

Don't do it. Get out. And stay out. We're heading for a market crash and another Great Depression.

What's really going on:
http://bp2.blogger.com/_H2DePAZe2gA/R9sT...
or
http://tinyurl.com/2p5qyk
That's right: $91 Trillion in derivatives, financed by 1 1/4 trillion dollars of investor assets. That's almost double the total global GDP (approx. $48 Trillion) for JP Morgan alone. Funny money. IOU's. Another $34 Trillion for CitiBank and $32 Trillion for Bank of America, each with $1 1/4 Trillion backing their bets.

And how they got away with it:
http://biz.yahoo.com/ap/080328/derivativ...
or
http://tinyurl.com/3b8vjn

As Paul Harvery would say, "And now for the rest of the story." These are very
interesting looking numbers. And very revealing. While it's true that existing
single family home sales were up 2.8% month to month-- they were down 22.9%
year to year. How does that old saw go? Figures don't lie; but liars figure?

Existing Home Sales: Feb 08 (preliminary): Single Family Only for Printing (click on the PDF Adobe icon): http://www.realtor.org/Research.nsf/file...
Things are going to get worse, too: U.S. Economic Outlook 2008: http://tinyurl.com/pehzp or
http://www.realtor.org/Research.nsf/file...
And commercial real estate looks like it's starting to go downhill too:
Commercial Real Estate: http://tinyurl.com/yw9hf5 or
http://www.globalindices.standardandpoor... Warehouse and Desert Mountain West have already headed south.

Protecting democracy requires an Informed electorate.
If you agree, please copy and paste this to whomever you wish.

Have you got your mind set on mutual funds?

In my opinion, ETF's or DRIP Plans are a much better option.

Best of Luck

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