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Is it better to use a home equity line of credit or money from a mutual fund? We have no mortgage now.? |
we finished paying off our mortgage recently, and have ample funds in our mutual account. Depending on the amount, I would just go for a 30 fixed rate mortgage open end which means you can pay it down anytime.Also request an amortization so you know exactly how much you pay each month. I would say home equity loan becasue you will have some new tax deductions from your paid interest. Keep your money in the market. The market is going well long-term its hard to beat. http://www.empireeducate.com/pdf/manage-... What will you be using the money for? Will you be able to repay it without touching your savings? Which of your two ideas are you more comfortable with? What is your age? Are you working or retired? |
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