Doing online business I need a bank account thro which I can do transactions.?

I want to join Paid Surveys online jobs, and they need an account into which they will deposit the payments I get. I understand that PayPal lacks the proper security.

This is true. You have to have a real bank account for this type of thing. If you don't have one already, go talk to your bank. If you do, you can feel secure using it for this purpose. I have even set up a "sweep" account with my bank, whereby all money that is deposited to the account is automatically transferred to my "real" account each night. That way I have limited exposure to the risk of an unauthorized withdrawal.

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