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Whats the best way to learn about regular finances? Should I get a financal advisor?


I don't know where to start, or how to go about finding out answers to things like savings, pensions, college funds etc

Regular finances? Are you talking about investment options? It depends on how much money you have if you should get a financial advisor. It can be expensive or you can risk getting some not great advice.
First: what are your goals? How much discretionary income do you have? How much can you put towards each of your financial goals (savings, college, etc.)? A pension plan is a type of retirement plan that is completely company or government sponsored. The participants contribute nothing out of pocket to them. They are dying because they are very expensive to operate.
There is a such thing as a 529 College Savings plan.
There are lots of books out there. I would recommend reading a basic book on finance, probably something called personal finance.
You might be able to find something on amazon.com.
Personal Finance for Dummies. It's from 2003 but selling for under $5. The basics don't really change. I would recommend starting there. Once you have the basic language and a general understanding then you can move forward.

I personally like SuzeOrman.com

A financial advisor may be able to help, but they can be a little pricey. I would suggest picking up a few books/audio books on finance (David Bach's "The Automatic Millionaire," Complete Idiot's Guide to Managing Your Money, etc.)

In my opinion, Financial Advisors make money for giving common sense advice. Just educate yourself and save your money.

Your first option should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan.

Go to : low-cost-stock-recommendations

.com

Click on the "DRIP's" Button on the Navigation Bar

These powerful investment plans are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street.

They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. They are a must for any serious investor.

If you decide you are interested in DRIP Plans, click on the advertisement on the same page "$4 to purchase stocks". This will answer your next question, which is, How do I get started? and what is the least expensive way to get started?

I strongly recommend looking into it. They are great plans.

Good Luck

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