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Will I be able to put my pension from an old job 31000 dollars into an IRA account?


I also have about 12,600 dollars in my 403 b account and 4000 dollars in a traditional IRA account. Will I be able to move all this account into a Roth IRA? What are my best options and w/c funds are better load or no loads fund.Presently, I am not working because I decided to go back to college to pursue a carreer in healthcare.

No load is better than load.

403(b) is not a pension.

You can put money from a traditional IRA into a Roth.
You can put money from a 403(b) into a traditional IRA.
Not sure if you can put money from a 403(b) directly into a Roth or if you have to put it into a traditional first and then a Roth.

If you put money from a 403(b), 401(k), traditional IRA, etc., into a Roth, this is a "conversion", and you pay tax on it. However, you do not pay the 10% penalty.

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