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Any good credit cards... and girlfriend with NC... please read!!!!!!?


ok, i have three credit cards, i love my capital one card but the other two are credit one and imagne and these have annual fees and things, if i cancel these, does that look bad on my credit report and what about the score, what are some other things to raise my score??? what are some other good cards??

now, we want to buy a house sometime soon but i have a low score and she has NONE and so far nothing will approve her so what can we do????
the people i talked to about a house said we have to have 18months of good credit!!!!!

thanks

My friend works for American Express and she said canceling accounts does lower your score. But if you are not using them I wouldn't want to pay the fees so thats up to you. They also just bought a house a year ago and the way they built up the credit for it was actually by her husband buying her engagement ring. Jewelry credit is easy to obtain, usually barely any interest, low payments and helps your credit a lot. Thats how we have been building credit is through my engagement ring as well.

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