Which is the best way of investment for best and maximum return without risk?

For Delhi, INDIA Please

Less Risk : Invest in Government Bonds / Bank Fixed Deposits
Little Risk : Invest in Tax Saving Mutual Funds
More Risk : Invest in Equities or Equity based Mutual Funds

Find something you enjoy buying and selling like RE, cars, coins, stamps, antiques etc.
Wait for the desperate sellers and be patient when are selling. That is part of the skill that avoids the risk. The other part is becoming knowledgeable to where you can spot the good deals and buy only at a price that has a small risk of little return.

If you want zero risk... 2-year T-bills are probably the best investment. Series I (that's 'eye', not 'one') bonds are also decent.

Anything else (other than US treasury T-bills and bonds) carries some risk. (You did say 'without risk')

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Do you own a home? I think owning a home and not renting is also a great way. Buy a home in a good neighborhood-but buy the worst house in that neighborhood. Live in it and fix it up - slowly if you have to. My husband and I did that and we live there ten years - when we sold it we ended up doubling our money

Without risk, yeah, US government bonds are the way to go, but you will get a return in the 3-5 annual percent range. Low risk, low maintenance, higher return would be index funds. They just track a specified market index, and move as the index does. You may be looking at the 7-14 annual percent range. (Notice the wider spread) But, as opposed to single-company investing, if the company you were to invest in pulls an Enron, with an index fund you won't be hurt badly because the index provides instant diversification. Can index funds lose money? Yes. Will index funds lose money? Over the short-term, possibly. But over the long term, 20 year horizon or so, you will make money. If you are looking to get rich quick, stock investing are not the place to look. Patience and compunding are the names of the game.

Risk is a relative term. No matter what you do you are taking a risk. If you are trying to save for retirement and you put all of your money into fixed income investments paying 4-5% annually because you are risk averse... well you are still taking a risk. The risk is that you won't have enough money for retirement.
If you put all of your money into an index fund, you are taking a risk that there won't be a recession.
There is ALWAYS risk and you need to balance that risk against your goals. When you take a risk, make sure it is a calculated and educated risk.

simple formula...no risk no gain...At first you should be affordable to take risk...if you are not rewarded go back to square one until you become affordable again.

With prices hovering around $12.50 per ounce at the time of writing even a weightlifter would have trouble handling a large investment in the physical metal.

But since the advent of the Silver Exchange Traded Fund (SLV on the LSE) investors have an attractive option of holding an inexpensive fund backed by silver deposits instead of accumulating the metal itself. The ETF can be held in an online brokerage account and bought and sold in an instant, for this is a very liquid market.

Commodities' ETFs are relatively new but generally administered by blue-chip firms on recognized exchanges so the systemic risk is minimal, and this is certainly the case for SLV which is run by Barclays. The only risk is in the volatility of the underlying asset, and beware silver prices can be very volatile.

Volatility problem
Unfortunately no asset class is without its disadvantages for investors, and with silver volatility is your main problem. Thus you should not put money into silver that you may need to call on, and typically this will restrict asset allocation in any portfolio to 10-20 per cent maximum.

In practice the payback for such volatility will probably be a higher return for patient investors but that is no good if you suddenly want your money back for another purpose and it is not there. Think of silver as a fixed deposit and not a current account.

The other way to hold silver assets and to leverage against a rising price is to hold shares in companies that mine silver. The problem here is that there are very few pure silver mining plays, as most miners that produce silver also produce other metals. But you might like to consider Pan American, Silver Standard Resources and Silver Wheaton as core holdings like Casey Research.

Do not forget that silver is already volatile so to add to that risk by speculating on individual company managements and their skill might be over egging the pudding. Indeed, as with many commodity situations owning the asset itself may provide a similar return without the additional risk profile.

Avoid margin trading
Trading in silver options is for experts and even they will avoid margin because of the volatility factor; this is not for the average investor.

Given that silver already offers what is effectively a leverage position against the gold price that will probably be enough for most investors, who will have to learn to live with some wild swings in value if they want to follow a silver bull market uptrend to the end.

However, when silver prices really roar upwards the fireworks can be very dramatic and outperform gold by a significant multiple as was last seen in 1980. Even in 2006 gold's 25 per cent increase was outperformed by silver's 40 per cent.

Some of the canniest small investors have already loaded up on silver, and should the current bull market in gold resume they will win big-time. But the next buying opportunity will likely be after an equity and commodity correction in 2007.

So why not learn to live with the short-term volatility of silver and hold on for what could be the next Nasdaq-style price boom

education is the best investment either for you or your children,for maximum returns with out risk.

Go with trend . Risk is directly propotional to Profit. If you maximise your profit ..your risk will automatically increase. so never to think abt maximum profit with less risk.
Dare to invest in right and analytical shares.

Depending upon the amount of investment and the time frame in mind, you have various options starting with bank deposits, post office schemes, government securities, real estate etc.