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What is a reasonable investment return average? |
For a 45-year old person, what is a reasonable average rate of return on highly diversified investments to expect? They range the spectrum from conservative to aggressive, but I have a specific average rate of return of 7.62% over the past three years. I have been told this is good and I have been told this is horrible. To my mind 7.62% is too low.... 7.62 is ok. I would shoot for 10% over a period of at least 5 years. Have you tried shopping around for other investment firms? as per my opinion Its all relative. I would go to Vanguard or T. Rowe Price and look at their "growth", "moderate" and "conservative" asset-allocation funds. Those are useful as benchmarks for comparison to your portfolio. about 8-12% 4 a medium risk of investment in share market n above 15% from a high risk in mutual funds.u must study it carefully b4 u pump in ur money.take care. I don't think 7.62% is very good. I don't have my 3 year average available, but I have my 2006 average from my investments. It was 9.6%. I think the prior years were similar. I was checking my notes from my discussion with my financial planner from this Spring. We concluded that 9.6% wasn't as good as either the benchmarked rate (12%) or last year's Dow rate (16%), and that my funds should be doing better. We talked about some changes we could make to hopefully create an investment profile that was at least as profitable as the Dow rate. 7.62% is ok. The best way to evaluate your returns is to find a a relevant benchmark to compare yourself to. For example, if your portfolio is invested in 40% bonds, 50% domestic stock, and 10% international stock, you might use the Vanguard Moderate Life Strategy fund as your benchmark since it invests in a similar mix. So, try to find a life strategy or target retirement fund that has a mix of investments similar to your portfolio, and use that fund as your benchmark. If you are getting near the same returns as you benchmark, you are doing good. I believe if you do your homework well, any figure below 20% per annum is a waste of time. |
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There are many ways to figure the ROI but visit the web site at the following url ... It's a simple formula actually. % return = (final price - initial price) / initial price * 100% In your case, (238-182)/182 *100% = 30.8% Keep printing that money! ...Was the rate of return consistent throughout the 24-month period? Monthly compounding formula for 24-month period is (1+rate/12)^24. I think you want the inverse of this to the 12th power: ... PLEASE BE CAREFUL! Your question is an invitation to scam artists to rip you off. See a reputable professional investment advisor or broker. In finance, there are very few miracles for a smal... Everyone with stocks and bonds, etc. These are not secured for your retirement. If the market or company crashes, so does your retirement. Plus, while I admire you asking for a 10% return, this... It's a scam. You'd be lucky to get a penny of your invested money back, let alone the huge returns such as 20% per month that they promise. They do not publish any financial information p... The S&P 500 has averaged a return of 10.43% a year since 1926, assuming you reinvest dividends. But there was one year it jumped ~50%, and other years it dropped ~30%. During the decade of t... IRA's dont have rates of returns because they are not investments. They are just "containers," a tax-deferred (regular IRA) or tax free (ROTH IRA) way to hold investments like mutu... |
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