How can I find the future value (25 years) of an investment in a Roth Ira made today with a growth of 12.39%?

Here is the formula for future value:

FV = PV(1+r)^n

FV is future value, PV is present value (the amount you invest today), r is the interest rate (12.39% or .1239) and n is the number of years (25).

So if you invest $1,000 today, the value in 25 years would be:

1,000*(1+.1239)^25 = $18,543.50.

Let me know where you found an IRA with 12.39%!

i got a brooklin bridge to sell to you.good luck.

It depends on how much you put in your Roth IRA and what interest rate you use. Also is the interest rate calculated yearly, semi anually or quarterly. Here is a sample way to calculate it.
100 yearly at 5% semi anually for 25 years
100* 1.025^50 = $9,748.43

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