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Vanguard Long Term NY Muni Fund? |
This fund has an average maturity of 9.1 years and average duration of 6.4 years. Isn't this more like an intermediate fund? Its depends on when you need the money and where its being held IE IRA, taxable account. Of the bond funds I like the ultra low tax funds, if this is long term retirement money I still like stocks. The best way to invest in bonds is to "ladder" them meaning some short-term, some medium term, and some long term. |
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Vanguard S&P 500. Vanguard has 0% redemption fee, Etrade has 1% Vanguard expense ratio: 0.18%/0.09% for Admiral shares, Etrade 0.09% Vanguard tracking error: 0.05%, Etrade: 0.79% Winner... If you will have 12% contributions to your 401k, it makes sense to contribute extra savings to a ROTH IRA. This means you will have some money that will be taxed and the ROTH that you can withdraw... I agree: look at the target date funds or "Life Strategy" funds. At the "10-year point," you need some bond (and international stock) exposure that you won't get with the... I am not a great fan of REIT's, but many advisors recommend keepint a constant 5-10% of your stock portfolio in REIT's for diversification. As long as you don't put too much into it... Vanguard is usually a top performer, just not sure about that specific fund. Watch out though, the Dow is peaking so who knows when things will start dropping. I would keep everything through the... I would compare the track records of both sets of funds. If similar, then check the holdings. If they are similar, you can reasonably expect similar continued rates of return. I'd also ... I regret to say that I do not have a very high opinion. Here is the problem. Even though the name is total stock market, it is not exactly that. Although the fund contains 3607 stocks they are ... The reason that VCLCX is overlooked is that, considering Vanguuard funds only, FastTrack ranks VCVLX 47 of 212 Vanguard funds for the past three years. None the less, it has good risk-adjusted r... |
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