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Is Vanguard LifeStrategy Growth Fund a good 401k option?


Is Vanguard LifeStrategy Growth Fund a good 401k option?

It is a "fund-of-funds" set up to own 80% stocks and 20% bonds. That allocation is more diversified than most funds out there, and diversification in long term investing is generally a good thing. That said, if you are young and not risk-averse, you could invest in more aggressive funds, namely more stock funds, small cap, mid cap, and international funds, and probably do better than this fund will LONG TERM.

Talk to a financial advisor you trust.

Good luck!

It's probably one of the better options available in your 401(k). 4 stars from Morningstar, extremely low expense ratio, returns that consistently beat the category (large cap blend) and S&P 500 averages.

It's an excellent large cap fund, but you might want to look for something with higher potential returns.

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