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Any fans of Vanguard's Wellington fund here? |
I'd be curious as to your opinion of this fund since it seems to be a "do it all for you" fund. Yes, Wellington is a great fund. Nice mix of stocks and bonds. Vanguard keeps expenses low too. You should get about 8% a year with it. I like hording money to throw at the Vanguard Emerging Markets funds. They illicit a lame 0.50% fee to deposit or withdraw, but when it's earning upwards of 20% annually, I'm not going to complain. Wellington is a nice investment, but I'm more risk-taking so I want to try to get bigger returns. |
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check out these sites for retirement calculators..... ... If you look at the distribution of bonds in this fund, you will see most of the bonds have a maturity less than 10 years. The movement of the 5 yield treasury note would correlate better with this... Vanguard is required to withhold 20% (and send to the IRS, as a down payment on taxes, (see below)) if you are under 59 1/2 years old. The IRS will collect income taxes on any earnings (estimate... When you invested this money, did you not realize the stock market had it's ups & downs?? Did you really think the stock market moved only one way, steadily upward?? If you are a long ... It is a "fund-of-funds" set up to own 80% stocks and 20% bonds. That allocation is more diversified than most funds out there, and diversification in long term investing is generally a g... It's impossible to answer that question without knowing more about your timeframe and risk tolerance. ...It is ok for that purpose, provided you do not put all of your assets into it. No more than 25%. The reason is that the fund is heavily weighted towards large cap U S stocks. You need to be more... You could just go to just about any brokerage to buy that fund. But probably cheaper or nothing to just go straight to Vanguard directly. But you can always go to a discount brokerage and buy and... |
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